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Credit Repair for a Better Change

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About Us

A Smarter Way to Manage Your Credit !

At M&T Business Solutions we are committed to helping our clients get back on the path to financial freedom. We provide a thorough analysis of your credit profile and take clear steps to improve your scores as well as offering guidance on how to rebuild credit. You won’t find empty promises at M&T Business Solutions, but you will find a team that operates with integrity, transparency, trust, and a commitment to helping you achieve your financial goals.
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Request Your Credit Report Here

Credit Report

Request Your Credit Report Here

Credit Report
How it Works

Review Your Credit Profile

We will analyze your detailed credit report. We will be looking for negative items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.

Write to Your Creditors

Correspondence is sent to your creditors directly. The letters are always sent via certified mail. The letters will include disputes, appeals, validation requests, and goodwill intervention.

Write to Your Credit Agencies

Additional correspondence is sent to the 3 credit reporting agencies (Transunion, Equifax, and Experian) for immediate updates, deletions, and/or corrections.

Work with Third Parties

Unlike other credit repair companies, we work with third-parties that serves as a second set of eyes in the credit repair process.

Unlimited Negative Items

You can log in to our client portal and check your progress report, which will show you what has been removed and which items remain.

Watch the Progress

A credit increase or a new credit card will help you in achieving the score that you deserve as you maintain a very low balance.

Is Your Credit Holding You Back?

Get Your Free Consultation

Is Your Credit Holding You Back?

Get Your Free Consultation
Reviews
Mike is my go to credit guy and I have to say without a shadow of a doubt, he has not only continuously given me critical credit information but has also provided me the necessary tools and cards to redefine my credit power. I have never needed credit repair, but I work in finance and I will admit there was an entire world of credit information I was unaware of, and I was losing out because of it. Without Mike I’m sure I would still be sitting there chipping away at my debt way longer than I needed to. I would highly recommend coming to Mike for any of your credit repair needs!
Keith White
I have used M&T Business Solutions for the last 5 months, and when I started I was in the low 500 now I’m sitting at 668..not only did they help me add some great credit cards, I get tips and information about managing my credit I know I still have a long way to go but I truly recommend this company to everyone.👏
Robert Franks
I absolutely love M&T Business Solutions!! I am beyond ecstatic with my current results and looking forward to more good results!! The team is wonderful and diligent with their efforts to get you results!! I’m on my way to happier part of my journey and it’s thanks to M&T Business Solutions!!
Billy Selinski
Ever since I went to M&T Business Solutions to repair my credit, I’ve seen nothing but positive changes in my credit score. I was told by other services that certain things in my credit couldn’t be changed, well, Mike fixed them for me. Using them has been the best decision I have made because not only has my credit score recovered, but I have peace of mind when it comes to the big purchases in the future, like buying a home. I won’t use anybody else because what they said they could do, they have delivered and then some. My credit score had dropped to the 590s and when I went to M&T Business Solutions it is now at 656 and climbing. I will not use anybody else.
Michael Roberts
Mike was super professional. He took the time to explain his process to me and was in action literally the next day. Down to Earth, easy to talk to and patient as he helps you manage each step. I would recommend his services to anyone in need of credit building or credit repair. So far this has been a pleasant experience and I look forward to the results.
Paula Brown
My score has improved 62 points !! so far and I want to express my deepest gratitude for the incredible work you have done to improve my credit. Your expertise, dedication, and unwavering commitment to helping me improve my financial standing have truly made a significant impact on my life. Your team’s diligent efforts in identifying and rectifying inaccuracies on my credit report have resulted in a remarkable transformation. Not only have you successfully removed negative items, but you have also provided valuable guidance on building a healthier credit profile.   Once again, thank you from the bottom of my heart. Your credit repair services have not only improved my credit but have also empowered me to take control of my financial future. I will undoubtedly recommend your services to anyone seeking assistance in credit repair.
Terrell carter
FAQS

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
Don’t look for the fine print. If you see no improvement in your credit score within 4-6 months and you’ve followed ALL of our advice, we will refund your money in full.

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
Credit Repair For A Better Change
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